An account for future investments targeting middle and high income segments

Find Out More

Product Features and Pricing

  • Opening balance of UGX 50,00, USD/GBP/EUR 50
  • Minimum balance of UGX 30,000, USD/GBP/EUR 30
  • No monthly management fees
  • Penalty of UGX 20,000, USD/GBP/EUR 10 for all extra withdraws in the quarter
  • Interest tiered up to 3% for UGX and 0.15% for USD accrued on daily basis and paid quarterly


  • Attractive interest rates
  • Life Insurance, the beneficiary to the account holder receives 4 times the account balance up to a max. of UGX. 25M.
  • Permanent disability, the account holder receives 50% of the death benefit up to a maximum of UGX. 12.5M
  • Funeral benefit, burial expenses of up to UGX. 1M will be paid.
  • In case of hospitalization for more than 3 days, UGX. 50,000 per day for a maximum of 14 days will be paid
  • No a/c management fees
  • 1 free withdrawal per quarter
  • Free enrolment on SMS


  • Valid National ID Card
  • Two Passport size photos

Apply Now

    Please tell us about yourself


    As the leader in mortgage financing in Uganda, we enable you to realize their housing and financial aspirations.

    Current Accounts

    Have the flexibility to exchange a wide range of currencies that you need at very competitive foreign exchange rates.

    Find Out More


    You can access the cash you need for your personal growth with our Personal Loans.

    Find Out More


    The time is here for you to buy that dream home! Get a Home Loan, Growing House Loan, Incremental Housing Loan or a Land Loan to purchase or complete your residential property.

    Learn More

    Enjoy quick and flexible banking with our Mobile Banking App

    With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.