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Incremental Housing Mortgage

Zimba mpola mpola ne Incremental
Housing Loan

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What you get

  • Loans amounts of up to  UGX 50M
  • Loan repayment period of up to 3 years.
  • Monthly and Quarterly payments based on verifiable borrower income cycle
  • Credit life Insurance
  • Access to funds with a land title.

Application Checklist

  • Copy of a valid land title
  • Copy of approved building plans
  • Bills of quantities of the outstanding work (in case of construction)
  • Photographs of at least four elevations of the building
  • Copy of a sale agreement (in case of purchase)
  • Environmental impact Assessment report from National Environmental Authority ( NEMA) for projects of UGX 1 billion and above

What you need

  • Reliable source of income (1year for businesspeople and 6 months for salaried employees)
  • Trade license for businesspeople where applicable
  • For salaried employees, a copy of the contract and pay slips.
  • For kabaka’s land; Development fee receipts
  • Kibanja agreements
  • For construction/ home improvements, cost estimates will be required

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