Pearl Current Account

Pearl Banking is an exclusive service account designed for the high end customers that are influential and opinion leaders within the society and also serves the affluent self employed individuals.


  • Management fees of 30,000/= per month
  • No minimum balance
  • Access to Personal revolving overdraft
  • Free cheque books and ATM cards at account opening
  • Free SMS and Mobile Banking on enrollment
  • Free counter and ATM withdraw
  • Free standing orders on personal accounts in Housing Finance Bank
  • ATM withdrawal limit up to 2 million shillings per day
  • Minimum Monthly net Income of 3 million and above or its equivalent in
    foreign currencies


  • Access to Pearl Banking service across branch network
  • Extended working hours to all our Pearl lounge Branches
  • Augmented services from partners like airlines, health clubs, hotels, major supermarkets and insurance companies
  • Pearl loans of up to 200 million shillings unsecured at discounted rates
  • Dedicated Personal Relationship officer
  • Preferential rates on foreign exchange and fast tracking of instructions processing
  • Free travel insurance cover for up to 5 free trips worldwide
  • Hospital cash benefit of upto 14 days spent in the hospital
  • Critical illness cover (Cancer, Stroke, Cardio-circular conditions, Major Organ Failure, Transplant and Major Burns)
  • Last expense benefit for account holders and family

What you need to get started:

  • Valid ID, Passport or driving license
  • Passport size photographs

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