Call Deposit Account

If you need an investment account that earns you good interest – without sacrificing immediate access to your money – then a call deposit is a good option. Funds on the call deposit account earn interest and can be accessed within a 48 hour notice period. Call deposit accounts can be opened by high net worth individuals.


  • The minimum investment amount is UGX 50,000,000 or the equivalent in foreign currency. The institution does not need to open an account with the bank and the Investments can be made in UGX, EUR, USD and GBP
  • The interest rate is dependent on the size of the investment amount held on the account and the anticipated call deposit period (ranges between 1- 6%)

How are withdrawals made:

  • As far as withdrawals are concerned, a customer can access your balance via your Current account, savings account or Custody account within 48 hours of instructing the transfer
  • In the event of partial withdrawals, the remaining balance in the Call account continues to earn interest at the relevant conditions

What you need to get started:

  • A current or savings account with the bank
  • Duly signed call deposit instruction by the client

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