This banking solution is designed for customers who do not transact very often on their current accounts to enable them keep in control of their account charges

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What it costs

  • Opening balance of UGX 50,000/=, USD/GBP/EUR 100
  • NIL Minimum balance for UGX and USD/GBP/EUR 10
  • Monthly management fee of UGX 10,500 and USD/GBP/EUR 3
  • Below minimum balance penalty.

What you get

  • Unlimited access to the account.
  • Ability to transact through a third party
  • Access to bank loans and overdrafts.
  • Free enrolment on mobile and online banking.
  • Cheque book and Standard MasterCard issued

Free SMS Alerts.


  • Ugandan National ID (or passport for non-Ugandans)
  • 2 Passport size photographs

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    Please tell us about yourself


    As the leader in mortgage financing in Uganda, we enable you to realize their housing and financial aspirations.

    Savings Accounts

    Enjoy quality banking , we have a wide range of savings products tailored for all your savings needs.

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    You can access the cash you need for your personal growth with our Personal Loans.

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    The time is here for you to buy that dream home! Get a Home Loan, Growing House Loan, Incremental Housing Loan or a Land Loan to purchase or complete your residential property.

    Learn More

    Enjoy quick and flexible banking with our Mobile Banking App

    With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.