Specially designed to meet your needs by giving you flexibility to manage your transactions while accessing salary loans and salary overdraft.

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  • Opening balance of UGX 30,000/USD 10.
  • No minimum balance.
  • Account management fees of UGX 2,500/USD 1.
  • Salary posting fee of UGX 2,500 or its equivalent in USD.


  • Quick and timely salary processing.
  • Access to salary loans and an unsecured salary overdraft.
  • Life cover of 2M is payable as lump sum to pre-named beneficiary.
  • Retrenchment/Job loss, Payment not exceeding 1M or equivalence of the monthly gross salary whichever is lower for a maximum period of 4months.
  • Ability to save in USD.


  • Ugandan National ID (or passport for non-Ugandans)
  • 2 Passport size photographs

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    Please tell us about yourself


    As the leader in mortgage financing in Uganda, we enable you to realize their housing and financial aspirations.

    Savings Accounts

    Enjoy quality banking , we have a wide range of savings products tailored for all your savings needs.

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    You can access the cash you need for your personal growth with our Personal Loans.

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    The time is here for you to buy that dream home! Get a Home Loan, Growing House Loan, Incremental Housing Loan or a Land Loan to purchase or complete your residential property.

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    Enjoy quick and flexible banking with our Mobile Banking App

    With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.