A low-cost transactional account targeting low and middle income customers

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Product Features and Pricing

  • Opening balance of UGX 20,000 USD/EUR/GBP 50
  • Minimum balance of UGX 10,000 and USD/EUR/GBP 30
  • No monthly management fees for UGX/USD/EUR&GBP
  • Over the counter withdraw charges as per Tariff guide
  • Free cash & cheque deposits
  • Master Card issued at a fee
  • Free sign up on internet and mobile banking
  • Interest of 1.5% for USD accrued daily and paid quarterly


  • Low-cost transactional account
  • Unlimited access to the account
  • Convenience (cheap and ease of accessibility)
  • Access to internet and mobile banking
  • No monthly management fees
  • Interest of 1.5% for USD accrued daily and paid quarterly


  • Valid National ID
  • Two Passport size photos

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    Please tell us about yourself


    As the leader in mortgage financing in Uganda, we enable you to realize their housing and financial aspirations.

    Current Accounts

    Have the flexibility to exchange a wide range of currencies that you need at very competitive foreign exchange rates.

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    You can access the cash you need for your personal growth with our Personal Loans.

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    The time is here for you to buy that dream home! Get a Home Loan, Growing House Loan, Incremental Housing Loan or a Land Loan to purchase or complete your residential property.

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    Enjoy quick and flexible banking with our Mobile Banking App

    With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.