A low-cost transactional savings account targeting low- and middle-income customers.

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Product Features and Pricing

  • Opening balance of UGX 20,000, USD/EUR/GBP 50.
  • Minimum balance of UGX 10,000, USD,GBP/EUR 30.
  • No monthly management fees for UGX/USD/EUR&GBP.
  • Over the counter withdraw charges as per Tariff guide.


  • No monthly management fees for UGX/USD/EUR & GBP.
  • Over the counter withdraw charges as per Tariff guide.
  • Free cash & cheque deposits.
  • Standard debit card for easy access to your funds at any Points of Sale and ATM.
  • Free sign up on internet and mobile banking.
  • Interest of 1.5% for USD accrued daily and paid quarterly.


  • Ugandan National ID (or passport for non-Ugandans)
  • 2 Passport size photographs

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    Please tell us about yourself


    As the leader in mortgage financing in Uganda, we enable you to realize their housing and financial aspirations.

    Current Accounts

    Have the flexibility to exchange a wide range of currencies that you need at very competitive foreign exchange rates.

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    You can access the cash you need for your personal growth with our Personal Loans.

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    The time is here for you to buy that dream home! Get a Home Loan, Growing House Loan, Incremental Housing Loan or a Land Loan to purchase or complete your residential property.

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    Enjoy quick and flexible banking with our Mobile Banking App

    With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.