Our MasterCard is an international card payment system aimed at increasing the bank’s ability to provide value added services on all its payment platforms including card payments.

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HFB Debit MasterCard

Our Debit MasterCard comes in two types:

  • Platinum Debit Card: is one with various special benefits and privileges made for premium users and high earners.
  • Standard Debit Card: is a payment card linked to a customer’s savings or current account. They work by debiting funds from your HFB account every time they make a purchase

Our HFB Debit MasterCard comes with the following benefits:

  • Withdraw Cash: At an ATM with a MasterCard logo in Uganda, Europe, America, China and rest of the world
  • Shopping: At the nearest supermarket, mall or groceries store here and the rest of the world
  • Dine: At your favorite restaurant or Hotel and pay your bill with ease
  • Booking: A flight, hotel room or even shop online with just a few clicks. Fast and simple.


Experience the opportunity to spend money pre-loaded onto you card with our HFB Prepaid MasterCard. Unlike a Standard debit card, a prepaid card is not linked to your HFB bank account. Generally, when you use a prepaid card, you are spending money that you have already loaded onto the card.

With the HFB Prepaid MasterCard comes the following:

  • Availability: Prepaid cards are a perfect option for adopting cashless payments. To be issued a debit card, you needs to fill the account opening documents. Prepaid cards have no such prerequisite, and is available to all consumers regardless of background, giving you the opportunity to carry HFB MasterCard even when you are not banked with us.

Convenience: Like our Debit cards, HFB prepaid card is accepted around the world and online – through any merchant who displays the Visa or MasterCard logo. This will enable you to shop and pay quickly and easily, through the simple swipe of a card, or to shop online from the comfort of home (or mobile device) at any time of the day. For travelers with a card, gone are the days of seeking out a currency exchange vendor and protecting a lot of cash in a travel pouch.


Prepaid cards are like cash, with an added layer of security. Once the balance has been set by applying cash to the card, you’re protected from risks such as fraudulent purchases, loss, and theft. If fraudulent charges appear on the card, you can contact us to investigate and reimburse the funds. You can rest comfortably knowing your cash is protected with a prepaid card.


If you have used an ATM card before, a prepaid card is simple and used in the exact same way. With most issuers, adding funds to the balance can be done through a transfer of funds from a bank account to the card or direct cash deposits. The card holder can then safely and easily make purchases anywhere Credit/Debit cards are accepted: websites, ATM’s, hotels, restaurants, shops, and more.


Prepaid cards make budgeting easier and smoother. A great use for budgeting with a prepaid card? Take the money that would be allotted to spending or a specific project, and load that onto a prepaid card. This will keep the charges separate from the main account or savings, and make spending easier to track.

Important to Note is that:

  • You don’t need to have an account with us to use our MasterCard prepaid card. Simply Visit any of our branches with your National ID and have your cash loaded on a prepaid card.
  • HFB prepaid card holds 2 wallets (UGX&USD). Choose to load either Dollar or shillings or even Both on the same card

Enjoy quick and flexible banking with our Mobile Banking App

With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.