Product Features

• Loan amounts: UGX 200,000 – UGX 5,000,000
• Laptop financing: Up to UGX 3,000,000
• School fees repayment: 3–6 months
• Laptop repayment: Up to 24 months
• Flexible repayments: Options aligned to your income cycle

Insurance

• School fees loan: 5% of the loan amount
• Laptop loan: 5% of the sum insured

Individual Requirements:

• Clients should be aged between 18 and 68 years.
• Must have a running income-generating activity and a member of a group.
• Must have an account with HFB and have been in business for a minimum of 6 months.

Group Requirements:

• Min of 10 and Max of 35 members living in the same locality.
• The group must be registered with the relevant body.
• The group should be registered on the Investment Club App.
• 80% of the group members should be women.

Loan Terms

• Min 3 months and Max 12 months.
• Loans below 1million do not exceed 6months.
• Minimum Ug.Shs 10,000,000 and Max Ug.Shs 50 million