Mortgages

Embark on the journey to home ownership with ease and confidence through our trusted comprehensive home loan products, tailored to make your dream of owning a home a reality with competitive rates, flexible terms, and expert guidance every step of the way.

Recognizing the diverse housing needs of our customers, Housing Finance Bank has designed the Home Loan product to provide tailored financing solutions. This product is categorized into five specialized options:

1. Outright Purchase

A home purchase loan designed to help individuals and families acquire their dream home.
“Take the first step toward homeownership with our hassle-free and competitive house purchase loan options.”

2. House Construction/Renovation Loan

Financing tailored for building a new home or undertaking major renovations on an existing property.
“Turn your vision into reality with our flexible construction loan solutions, bringing your dream home to life.”

3. Equity Release

Allows homeowners to access the equity built up in their property for future investments without selling their home. “Unlock the potential of your home’s equity and secure your financial future with our flexible equity release facility.”

4. Refinance

Replace an existing mortgage with a new loan to enjoy better terms, lower interest rates, or access additional funds. “Maximize your financial potential with our refinancing options, designed to offer better terms and greater savings.”

Enjoy quick and flexible banking with our Mobile Banking App

With only a few taps, get all your financial needs fulfilled through the HFB mobile app. It brings you convenient, fast, and secure banking on the go.