A written undertaking by the bank at the request of the client in favour of a beneficiary for supplying goods or services.

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The bank agrees to pay the third party in the event that the client fails to meet his/her obligations. These include;

  • Bid bonds
  • Performance guarantees
  • Advance payment guarantees
  • Demand guarantees

The applicant should be an existing account holder with Housing Finance Bank and the facility is extended to a period of 12 months.


  • Ability to transact through a third party
  • Unlimited access to the account
  • Access to other bank products and services including loans


  • Application form
  • Proof of identification either a driving permit, valid passport or identity card
  • 2 Passport photos
  • Audited accounts
  • Registration certificate, Articles and memorandum of association, resolution to borrow for companies, partnership deed for partnerships and minutes indicating a decision and authority to borrow for associations
  • You should hold an account with the Bank

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    Please tell us about yourself


    As the leading mortgage bank in Uganda we enable our customers realise their housing and financial aspiration

    Savings Account

    Enjoy quality banking , we have a wide range of savings products tailored for all your savings needs.

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    Borrow Money

    Our personal loans give you the opportunity to get the cash you need to complete that dream in your mind.

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    Get a home loan, growing house loan or land loan to purchase or complete your residential property.

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    Enjoy quick and flexible banking with our App

    We are here to bring you convenient, fast and secure banking on the go with only a few taps to get all your financial needs fulfilled through the Housing Finance Bank app