Are you looking to acquire trucks, new plant, or machinery to expand your business production capacity? Do you need to replace the outdated machinery you have been using for years? Our dynamic asset finance offering makes it all possible.

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Features and benefits

  • Security; leased asset is main security
  • Loan Term is up to 60 months
  • Medium term finance; normally 5 year lease period
  • Minimal or no collateral required
  • Creates opportunity to upgrade to efficient equipment
  • Flexibility and convenience-rental structure

Activities to be financed

  • Harvesters
  • Hatchery
  • Tractors
  • Ploughs and accessories
  • Post-harvest handling equipment
  • Irrigation Equipment


  • Application form
  • Proof of identification either a driving permit, valid passport or identity card
  • 2 Passport photos
  • Audited accounts
  • Registration certificate, articles and memorandum of association, resolution to borrow for companies, partnership deed for partnerships and minutes indicating a decision and authority to borrow for associations
  • You should hold an account with the Bank

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    Please tell us about yourself

    Calculator and Details

    Loan Calculator

    Please fill in the following information for an estimation of your repayment amount. Housing Finance Bank reserves the right to determine the final interest rate.

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    Key Features and Charges

    A Mortgage in legal terms refers to ‘the conveyance of title (legal or equitable interest) in real property by borrower to lender for repayment of money or loan. Which simply means that; A Housing Finance Bank Ltd. mortgage is an agreement in which money is lent to a borrower, for home construction, or purchase, buying urban plots or commercial property, using that very property as security.

    Required Documents

    It is easy all you need is:

    • Have an account with us
    • Ascertainable monthly income
    • Have copy of the land title
    • Copy of approved building plans
    • Bills of quantities of outstanding work
    • Photographs of four elevations of the building

    For more information on the various types of loans click here.

    Terms and Conditions

    Loan Terms and Conditions

    Fees and Charges

    Get In Touch

    The property must have a valid land title and building plans with local authority approval Construction must be in permanent materials and the buildings serviced /to be serviced with water and electricity.

    Enjoy quick and flexible banking with our App

    We are here to bring you convenient, fast and secure banking on the go with only a few taps to get all your financial needs fulfilled through the Housing Finance Bank app