Our Collective Savings Account is an account for groups of people coming together to pool resources for investment purposes

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  • Minimum monthly deposit of UGX 250,000.
  • Maximum monthly withdraw of 50% of funds held in a given month.
  • Tiered interest based on account balance to accrue daily and applied semi-annually
  • UGX 250,000 – 5,000,000: 4% p.a
  • UGX 5,000,001 – 30,000,000: 6% p.a
  • UGX 30,000,000: 7% p.a
  • Penalty of UGX 50,000 for not meeting minimum monthly deposit
  • Lending up to a threshold of 150% of funds held (individual beneficiaries and collective)


  • Access to third party withdraw voucher
  • Members interest is credited on individual accounts


Minimum savings period of 6 months and personal guarantees of signatories or trustees Cash cover account acts as security Borrowing to be done through account separate from savings account
Certified copies of registration for the entity Resolution or Authority to open account with Housing Finance Bank List of designated beneficiaries Duly-filled Application form Copies of Valid Identification of Signatories (National ID) 2 passport size photographs per signatory

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    Please tell us about yourself


    As the leading mortgage bank in Uganda we enable our customers realise their housing and financial aspiration

    Savings Account

    Enjoy quality banking , we have a wide range of savings products tailored for all your savings needs.

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    Borrow Money

    Our personal loans give you the opportunity to get the cash you need to complete that dream in your mind.

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    Get a home loan, growing house loan or land loan to purchase or complete your residential property.

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    Enjoy quick and flexible banking with our App

    We are here to bring you convenient, fast and secure banking on the go with only a few taps to get all your financial needs fulfilled through the Housing Finance Bank app