BUSINESS LOAN

Short to medium term credit facility to provide finance to Institutions and Corporate businesses for business continuity.

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Features & EligibilityRequirementsApply NowCalculator & Details

What you get

  • Monthly and quarterly and bullet payments depending on a client’s business cash flow cycle
  • No limitations on maximum loan amount
  • Flexible repayment mode
  • Flexibility in security requirement.
  • High loan to value ratios on FDs, titles, and Government securities.
  • Flexibility in the loan repayment period.
  • The cash is available when you need it
  • You only pay interest on what you use, NOT on the full amount on which the limit is set (saving you interest).
  • Fluctuating interest rate which is linked to our base rate.
  • We arrange affordable insurance from our trusted partners.

What to get

  • Monthly and quarterly and bullet payments depending on a client’s business cash flow cycle
  • No limitations on maximum loan amount
  • Flexible repayment mode
  • Flexibility in security requirement.
  • High loan to value ratios on FDs, titles, and Government securities.
  • Flexibility in the loan repayment period.
  • The cash is available when you need it
  • You only pay interest on what you use, NOT on the full amount on which the limit is set (saving you interest).
  • Fluctuating interest rate which is linked to our base rate.
  • We arrange affordable insurance from our trusted partners.

What you need

  • Business Legal documents
  • Business’ financial statements, such as the income statement, balance sheet and cash flow statement
  • A 12-month cash flow forecast
  • Proof of equity contribution (shareholding in business) and the source of these funds
  • Business’ bank statements for the past 1 year.
  • Financial card

Apply Now

    Please tell us about yourself

    Calculator and Details

    Loan Calculator

    Please fill in the following information for an estimation of your repayment amount. Housing Finance Bank reserves the right to determine the final interest rate.

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    Key Features and Charges

    A Mortgage in legal terms refers to ‘the conveyance of title (legal or equitable interest) in real property by borrower to lender for repayment of money or loan. Which simply means that; A Housing Finance Bank Ltd. mortgage is an agreement in which money is lent to a borrower, for home construction, or purchase, buying urban plots or commercial property, using that very property as security.

    Required Documents

    It is easy all you need is:

    • Have an account with us
    • Ascertainable monthly income
    • Have copy of the land title
    • Copy of approved building plans
    • Bills of quantities of outstanding work
    • Photographs of four elevations of the building

    For more information on the various types of loans click here.

    Terms and Conditions

    Loan Terms and Conditions

    Fees and Charges

    Get In Touch

    The property must have a valid land title and building plans with local authority approval Construction must be in permanent materials and the buildings serviced /to be serviced with water and electricity.

    Enjoy quick and flexible banking with our App

    We are here to bring you convenient, fast and secure banking on the go with only a few taps to get all your financial needs fulfilled through the Housing Finance Bank app