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Business Loan

Short to medium term credit facility to provide finance to Institutions
and Corporate businesses for business continuity.

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What you get

  • Monthly and quarterly and bullet payments depending on a client’s business cash flow cycle
  • No limitations on maximum loan amount
  • Flexible repayment mode
  • Flexibility in security requirement.
  • High loan to value ratios on FDs, titles, and Government securities.
  • Flexibility in the loan repayment period.
  • The cash is available when you need it
  • You only pay interest on what you use, NOT on the full amount on which the limit is set (saving you interest).
  • Fluctuating interest rate which is linked to our base rate.
  • We arrange affordable insurance from our trusted partners.

What you need

  • Business Legal documents
  • Business’ financial statements, such as the income statement, balance sheet and cash flow statement
  • A 12-month cash flow forecast
  • Proof of equity contribution (shareholding in business) and the source of these funds
  • Business’ bank statements for the past 1 year.
  • Financial card

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