Personal Secured Loan

Do you have any other source of income in addition to added security, other than the salary? Personal secured loan would be the perfect choice for you.


  • We shall lend you up to 120 million shillings or equivalent in dollars for this loan, which you will pay in a period of 60 month to meet your personal needs. Personal secured loan product is also suitable for applicants whose employers are not yet prequalified for Unsecured Swift Loan schemes with Housing Finance Bank.

What you need to get started:

  • Applicant form or letter
  • Proof of source of income
  • Evidence of acceptable collateral
  • Copy of valid identification of applicant(s)
  • Passport size photos of applicant(s) Six months bank statement
  • Appraisal report
  • Copies of two recent pay slips
  • Tenancy agreement where rental income is to be considered plus proof of ownership
  • Interest charged on declining balance
  • Credit Reference Bureau (CRB) registration confirmation form or card

Visit a branch

Visit us at one of our many branches across Uganda.

Find a branch

Call us

Phone: +256 414 259 651
Phone: +256 414 259 652

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