Pearl Personal Unsecured Overdraft (Salaried)

This is an unsecured O/D for salaried customers.


  • Maximum PTI of 70% of income after loan installment amount
  • Maximum repayment period of 3 months (Renewable upon request)
  • Available in both UGX and USD
  • Personal loan insurance protection against death/permanent disability

What you need to get started

  • Must be a pearl current account holder
  • Must be running a salary account for at least 6 months with Housing Finance Bank
  • 1 passport photo
  • Copy of valid identification
  • CRB card

Visit a branch

Visit us at one of our many branches across Uganda.

Find a branch

Call us

Phone: +256 414 259 651
Phone: +256 414 259 652

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