Thank you for visiting our website. Before you go any further it is important that you read and understand the Terms and conditions under which you will use the site.

All information obtained by Housing Finance Bank shall be treated in accordance with our privacy policy.

Condition of use

Housing Finance Bank encourages the use of its data, publications and multimedia products (sound, image, software, etc.) presented herein (collectively, the "Material"), for informational purposes only. All contents on this website are protected by copyright.

The information on this site is provided for general reference purposes only. Whilst every effort is made to ensure that the site is up to date and accurate, Housing Finance Bank does not warrant, nor does it accept any responsibility or liability for, the accuracy or completeness of the content or for any loss which may arise from reliance on information contained in this site. Links to other sites are provided for your convenience but the Housing Finance Bank accepts no responsibility or liability for the content of those sites or of any external site which links to this site.
Unless otherwise stated the copyright and any other rights in the contents of this site, including all images, text and webcasts are owned by Housing Finance Bank.

The Bank grants permission to:

Download, display or print material for personal use or use within an individual organization and for non-commercial use only.


Information is obtained from sources believed to be reliable. Housing Finance Bank does not warrant its completeness or accuracy for merchantability, fitness for a particular purpose. The information may be subject to change at anytime without notice.

Any person wishing to obtain further clarification should do so only with a formal consultation with relevant authorities. Under no circumstances shall Housing Finance Bank be liable for any loss, damage, liability or expense incurred or suffered which is claimed to resulting from use of this Site, Including without limitation, any fault, error, omission, interruption or delay with respect thereto. Under no circumstances, including, but not limited to, negligence, shall Housing Finance Bank be liable for any direct, indirect, incidental, special or consequential damages, even if Housing Finance Bank has been advised of the possibility of such damages.


These conditions become effective when you access the site for the first time and constitute a binding agreement between Housing Finance Bank and yourself, which will always prevail. The current version of these conditions will govern our respective rights and obligations each time you access this site.

The User specifically acknowledges and agrees that Housing Finance Bank is not liable for any conduct of any User.

Links to third-party websites

This Site contains links to third-party web sites. The linked sites are not under the control of Housing Finance Bank and Housing Finance Bank is not responsible for the contents of any linked site or any link contained in a linked site. Housing Finance Bank provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by Housing Finance Bank. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained form the original source.

Changes and Availability

We reserve the right to change these Terms and Conditions from time to time, however, so you agree to check the Terms and Conditions periodically to make sure you remain comfortable with it. Each time you visit our Site, you agree to check for changes to Terms and Conditions. No changes proposed by you or us will be effective unless and until they appear in these Terms and Conditions. If you do not want to be bound by any changes, you must not use the Site after their effective date.

We also reserve the right to terminate the Site, make access unavailable, and change the Site content, with or without reason or notice at any time.

Our intellectual property

Housing Finance Bank retains all copyright and intellectual property rights in all material, including Photos, Trademarks, logos and other graphics and multimedia works published on or via the site. Users are authorized to view and download one copy to a local hard drive or disk, print and make copies of such printouts, provided that:
Any reproduction of our proprietary material from this site or portion of it must include our copyright notice in its entirety.
The logos and trademarks shown on this site are our registered and unregistered trademarks or that of third parties. Nothing on this site should be construed as granting any license or right to use any trademark without our prior written permission and/or that of third parties, as the case may be.

You may not, without our prior written permission, use our intellectual property or that of third parties for any other purposes.

Any person interested in acquiring intellectual property rights in our materials should make a written application for consideration, to our head office. We shall consider the application and expedite our response. Housing Finance Bank reserves the right to revoke any certificate, license, permission given to a user for the use of the Bank's intellectual rights.


As a condition of use of this Site, the User agrees to indemnify Housing Finance Bank from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out User's use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this Site or with any of terms and conditions of use of this Site, User's sole and exclusive remedy is to discontinue using this Site.

Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations.

Read about: Data Protection & Privacy Policy

Whistle Blowing Hotline

+256 702 010 905