Vision, Mission and Ownership


To provide efficient, innovative and market-led housing and financial services to all, so as to maximise stakeholder value.


To be the preferred Bank that enables its customers realise their housing and financial aspirations.

Who we are

First incorporated as a private limited company in 1967 as Housing Finance Company Uganda Limited carrying out business as a non-banking credit institution providing mortgage finance and also accepting savings deposits from the public. We became licensed and regulated by Bank of Uganda as a commercial Bank in 2007 to carry on business of a banking under the Financial Institutions Act and changed into a public limited liability company known as Housing Finance Bank Limited.

Registered Office

We are located at Investment House on Plot 4 Wampewo Avenue Kololo in our own home.


The major shareholders of Housing Finance Bank include: National Social Security Fund (NSSF) 50%, the Government of Uganda (GOU) 49.18% and National Housing & Construction Company Ltd (NHCCL) 0.82%, with authorised and paid up capital of Shs 61 billion (Sixty one billion Uganda shillings)