Some of the requirements needed before you can apply for a mortgage include:

  • Copy of a valid land title
  • Copy of approved building plans
  • Bills of quantities of the outstanding work (in case of construction)
  • Photographs of at least four elevations of the building
  • Copy of a sale agreement (in case of purchase)
  • Environmental impact Assessment report from National Environmental Authority ( NEMA) for projects of UGX 1 billion and above

Proof of borrower’s income

  • Letter from employer if self employed, pay slip for the last 2 month or a Bank statement for the last 12 months
  • Companies have to present audited financial statements, certificate of incorporation, memorandum and articles of Association, copy of Form 7 and a Bank statement of 2 years

Applicant’s details

  • Completed application form
  • Copy of financial card, valid ID and passport photos
  • Spousal consent or statutory declaration for marital status
  • Certified copies of Company founding documents (in case of self-employed applicants)